629 J Street Sacramento, CA
Top 5 Tips To Improve Your Credit Score To Buy A Home
Our Top 5 Tips To Improve Your Credit Score
True or false? You need to have REALLY good credit to buy a house. The answer is: False! Yes, having a great score (above 720) will help you qualify for better rates but you do not need a near-perfect score to purchase a home. The chart below shows the minimum credit score needed in order to qualify for different loan programs.
Do you know your credit score? You can check your score for free at these sites:
3. Credit Karma
2 programs that cost a small monthly fee to help repair your credit:
Want to speak directly with a lender to see if you qualify for a home loan? Here is a list of my local preferred lenders:
1. James Clark, Guaranteed Rate 916-412-0909
2. Sumer Lopes, Summit Funding 916-813-2243
3. Tracy Schroeder, Big Valley Mortgage 925-918-0170
4. Darin Marquardt, American Financial Network 916-716-9115
Cathy is a staunch advocate for her real estate clients, always focusing on a win-win scenario during negotiations. She began her real estate career in 2013 after working for over 20 years as a nurse ....
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